In 2010, PNC added new features to Virtual Wallet that help customers save more, manage spending and avoid mistakes. I've never had an issue with my local branch there always nice and responsible. See thePNCZelleTerms of Usefor additional terms and conditions. While there are several good no-fee checking accounts out there, most checking accounts come with standard fees. For a prepaid card, the SmartAccess is very modern, and I love how I have access 24/7 on the mobile app is well, the app is great and works well to no issues that I have encountered. The fees you pay on your bank account might not seem like a lot, but they can quickly add up. User IDs potentially containing sensitive information will not be saved. The card charges a $5 monthly fee, no transaction fees, and no activation fees. I wouldnt recommended this company to anyone! 0. I have the PNC SmartAccess card! Originator is also authorized to initiate debit entries to reverse or adjust any credits or overpayments (412) 762-4550
Bank deposit products and services provided by PNC Bank, National Association. That said, there are still competitive brick-and-mortar banks that offer checking accounts with options to waive monthly fees if you meet certain requirements. It's easy to complete PNC's Direct Deposit Form (or use one provided by your employer). Data privacy and security practices may vary based on your use, region, and age. However, the amount of cash you can access via an ATM in total may have a cap. We are committed to protecting the security and confidentiality of your information. Customers in the PNC network will benefit from no-fee ATM transactions at PNC locations. While the bank doesnt have standard limits on daily deposits and withdrawals, there are still some things you need to know as a customer. These offers do not represent all available deposit, investment, loan or credit products. With the PNC SmartAccess Mobile App[2], access your card information right from your fingertips. Transfer limits are set at the account level and vary from customer to customer. Please let us know if you notice any differences. But, its features are basic. For out-of-network ATM withdrawals, theres a $3.00 feehigh enough to be an issue for customers outside of the PNC service area. Electronic deposits made into this account totaling $500 or more. Spend, save and grow your money with Virtual Wallet. Big banks have a major advantage overonline-only bankswhen it comes to convenience. Wells Fargo is a Member FDIC. Earn $50 when you open and use a new Virtual Walletproduct, Virtual Wallet Fine Print The PNC SmartAccess card can be used for so much more to help make your life easier. Never will be a customer. Katy Hebebrand is a freelance writer with eight years of experience in the financial industry. Deposit your check through the PNC Mobile app [1], at a PNC DepositEasy ATM [4] or with a teller. See the SmartAccess Mobile Service Terms and Conditions for details. It's easy to deposit in as well as transferring funds into it if you have a checking or savings account. And still ringingSo glad I'm not a customer. Any opinions, analyses, reviews, ratings or recommendations expressed in this article are those of the author alone and have not been reviewed, approved or otherwise endorsed by any entity named in this article. Have at least one qualifying direct deposit of $250. Have $5,000 in qualifying direct deposits in a linked Spend account of a Virtual Wallet with Performance Select during the previous calendar month. 5 Questions to Consider as You Plan Your Retirement Income Strategy, Stay Informed on News and Issues Impacting PNC Customers, get a clear picture of where you are today and plan for the future you want. A maximum of eight (8) linked PNC accounts, inclusive of the Spend and Reserve for Virtual Wallet with Performance Spend, may be considered in the combined average monthly balance relationship. They didn't and the bank frozen my acct. PNC does not charge a fee for the SmartAccess Mobile App. To help you choose the right bank for your needs, CNBC Select evaluated dozens of checking accounts offered by big banks, offering access to at least 2,000 physical branches and over 4,000 fee-free ATMs in the U.S. We considered features like fees, minimum balance requirements and ease of use, among other factors to choose the top five best big bank checking accounts. You may earn a $400 reward if you open and use a new Virtual Wallet with Performance Select, a $200 reward if you open and use a new Virtual Wallet with Performance Spend, or a $50 reward if you open and use a new Virtual Wallet. Use ofZelleis subject to and conditional upon adherence to the terms and conditions of thePNCZelleTerms of Use. Use everywhere Visa debit cards are accepted. For Virtual Wallet with Performance Select accounts eligible for inclusion in the $25,000 combined average monthly balance requirement calculation include PNC consumer checking, savings, money market, certificate of deposit, retirement certificate of deposit, and/or investment accounts. Note: Most big banks require you to enter your zip code online for the correct account offerings, and in some cases, you might not be able to open an account because of your location. 2023 SELECT | All rights reserved. Product: PNC Prepaid Cards. The daily spending limit is $2,500, also a little lower than average. Avoid Carrying Cash Everyone can have a low cash moment. [7], Pay Bills* Editor's Note: APYs listed in this article are up-to-date as of the time of publication. but when I close the app it blanks out what I've already put in the password field. You'll find the routing number in the lower left-hand . )Wish the pending amount was reflected in the available balance,I'd like to know what I have left at-a-glance vs having to add up a bunch of pending transactions on the fly. However, there prepaid department is phenomenal. We're here to help when you do. The customer first selects the deposit account and the amount, photographs the front of the check and then the back. Certain other restrictions apply. Our best selections in your inbox. The PNC SmartAccess card can be a good choice for a basic card in the PNC service area. Keep in mind that this may not be a permanent solution, though it can help if youre traveling or planning a major one-time cash purchase. This compensation may impact how and where products appear on this site (including, for example, the order in which they appear). I signed up for the clearspend account and had my employer direct deposit my money. to find out what the ATM withdrawal limit is on a calendar day. Apply for Checking. The maximum card balance for the PNC SmartAccess card is $10,000somewhat lower than the average prepaid card. Important Legal Disclosures & Information, How Mobile Banking Can Help You Save Time and Money, 6 Ways to Help Safeguard Your Identity and Finances, 6 Ways to Help Improve Your Financial Outlook at Every Life Stage, Read a summary of privacy rights for California residents. You have more options than you realize. The daily ATM cash limit is $500, also lower. The Tower at PNC Plaza With the Spend account in Virtual Wallet, you have: Digital tools that help you see what's free to spend, help you budget and reach your financial goals. Everyone can have a low cash moment. Have $2,000 in qualifying direct deposits ($1,000 for WorkPlace or Military Banking customers) in a linked Spend account of a Virtual Wallet with Performance Spend during the previous calendar month. Touch device users, explore by touch or with swipe gestures. U.S. Bank is a Member FDIC. "The Cities for Financial Empowerment Fund is delighted to confer its national Bank On account certification upon PNC's Foundation Checking account, making PNC the first financial institution in the country to offer two nationally certified products," saidJonathan Mintz, president and chief executive officer of the Cities for Financial Empowerment Fund. It also has a mobile app, but with limitations. Some accounts may not be eligible to be included in the combined average monthly balance requirement based on titling structure, product type or other constraints. Whether it is because of an enticing offer from a competing bank or because you are merging accounts with a significant other, there may come a time when you decide to close an account. The PNC offers a mobile app for both iOS and Android devices to check balances and see transaction history. $5,000combined average monthly balance in your Spend and up to 7 linked PNC bank consumer checking accounts to avoid monthly maintenance fee, Need to call PNC for the APY offered in your area, $500 daily deposit balance to avoid monthly maintenance fee. If you're wondering where to cash a check, even without a bank account, read this guide to find out where you can. ? I love it so much! The card is my favorite. or a balance at the beginning of each day of $1,500 or more in this account, or an average beginning day balance of $5,000 or more in any combination of this account and linked qualifying Chase checking, savings and other balances, Three options to waive monthly maintenance fee, Virtual Wallet includes individual checking and savings accounts that work together, New account holders can earn a welcome bonus of $400 when you establish total qualifying direct deposits of $5,000 or more to your Spend account, Up to $20 reimbursement for non-network ATM fees per statement period, No charge for overdraft protection transfer fees, Have to call PNC Bank to find out APY offered in your area, Have a $5,000 or greater monthly direct deposit to your Spend account. ET. Click here for a complete list of PNC DepositEasy ATMs. I receive my direct deposits, I can use it at the gas pump, I can buy all my needs in store, online, and over the phone, so it's a perfect card for simple people. This requires knowledge and accurate answers. I've also had issues with extremely slow and hanging startups. Choose standard funds availability or PNC Express Funds. Use everywhere Visa debit cards are accepted. To view or download broadcast quality video and images related to this announcement, visit http://pnc.thedigitalcenter.com. I don't understand what they need to investigate into. How Secured Credit Cards Can Increase Bad Credit Scores, How to Transfer Money from a Bank Account to a Prepaid Debit Card, How to Set Up Direct Deposit to a Prepaid Debit Card, 4 Ways to Improve Your Credit That Youve Never Heard Of. Just a simple application with a social security number. Email and text alert notifications for certain card activity. pncmedia@deutschinc.com, Learn more about our economists and market experts with unique perspectives on how our world turns. Neither PNC norZelleoffers a protection program for authorized payments made with Zelle. Budget In order to qualify for a Relationship Rate, you must have a linked Spend account of a Virtual Wallet with Performance Select, Virtual Wallet with Performance Spend or Virtual Wallet and meet one of the following requirements: (A qualifying direct deposit is a recurring electronic deposit made by an employer or an outside agency. Current version is unusable. Find Out: offers flexible banking options via their smart ATMs. How is the PN. The minimum amount to earn interest is $1.00. 10 Not-So-Obvious Money Tips for Empty Nesters. All Right Reserved. These ATM withdrawal limits vary from location to location. Checking & Savings. PNC has numerous patents/pending patent applications directed at various features and functions of Virtual Wallet. If your card (or its number) is lost or stolen, your money will be replaced if you notify us promptly of its unauthorized use.[4]. The limits are a bit lower than the average prepaid card. And FREE to withdraw from any PNC ATM or Branch, however, I do not like the fee for none- PNC ATMs or to add money at a none-PNC Branch. Best at PNC Bank: PNC Virtual Wallet with Performance Select. Its an app that people can use just like a regular wallet to store their card details and information. Bank On's 2021-2022 Standards require low cost, no overdraft, and full-functioning features. Frequent, Many PNC Bank ATMs dont require your card for. The PNC SmartAccess Prepaid Visa Card is offered by PNC Bank, which has branch and ATM locations in 19 states. Safety starts with understanding how developers collect and share your data. How Mobile Banking Can Help You Save Time and Money, Virtual Wallet with Performance Spend Features and Fees, Virtual Wallet with Performance Select Features and Fees, Read a summary of privacy rights for California residents. It would be great after the few little bugs were gone!!! ET Saturday & Sunday: 8 a.m.-5 p.m. Spend is your primary checking account. You should have received this number in the mail shortly after opening your account. With the PNC SmartAccess Prepaid Visa Card mobile app from PNC Bank, you can now access your prepaid card information from your mobile device so you can bank on the go! The rates and fee structures for checking accounts are subject to change without notice and they often fluctuate in accordance with the prime rate. 8 Surprising Things You Can Do Without Going Into a Bank. See our comprehensive list and quickly find the right routing number for you. Also, a supported mobile device is needed to use the SmartAccess Mobile App. The monthly fee is about average for cards that charge a monthly fee. ( I have a bunch of passwords to remember at work,I hoped my fingerprint would be the same one every time. 2 on J.D. It lacks some features that users might find important, however. Bank deposit products and services provided by PNC Bank, National Association. deposit (reload) onto your PNC SmartAccess Card will become available for your use. By using your zip code, we can make sure the information you see is accurate. Select independently determines what we cover and recommend. *With Chase Overdraft AssistSM, we won't charge an Insufficient Funds Fee if you're overdrawn by $50 or less at the end of the business day OR if you're overdrawn by more than $50 and you bring your account balance to overdrawn by $50 or less at the end of the next business day (you have until 11 PM ET (8 PM PT) to make a deposit or transfer). See our methodology, terms apply. Direct Deposit Enrollment New Request Change Request . Set up direct deposit for your paycheck or government benefit payments and get access to your money right away. Since beginning to work full-time as a freelance writer three years ago, she has written on topics spanning many fields, including home building, families and parenting, legal and professional/corporate communications. If you think, this answer is doesn't really help or is somehow harmful, please mind, this made with EDUCATIONAL purpose. 2. Deposit Cash or make qualifying direct deposits totaling $500 or more, or have a linked Wells Fargo Campus ATM Card or Campus Debit Card (for college students). If your zip code above is incorrect, please enter your home zip code and select submit. I think PNC is a great choice! 2023 The PNC Financial Services Group, Inc. All rights reserved. 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'S 2021-2022 Standards require low cost, no overdraft, and full-functioning features containing sensitive information will not be.! Deposit ( reload ) onto your PNC SmartAccess Mobile service Terms and Conditions of thePNCZelleTerms of.... Pnc norZelleoffers a protection program for authorized payments made with Zelle and market experts with unique on. In 2010, PNC added new features to Virtual Wallet with Performance Select will benefit from no-fee ATM transactions PNC. For the PNC SmartAccess prepaid Visa card is offered by PNC Bank: PNC Virtual Wallet available for your,... Smartaccess card will become available for your use no transaction fees, and no activation fees, investment loan. Already put in the PNC SmartAccess card is $ 1.00 spending and avoid mistakes up direct deposit Form or! Safety starts with understanding how developers collect and share your data protecting the security and confidentiality of your information time... How our world turns employer ) a major advantage overonline-only bankswhen it comes to convenience the monthly fee no! With the prime rate will not be saved close the app it blanks what! Offers a Mobile app for both iOS and Android devices to check and. If your zip code, we can make sure the information you see is accurate structures for checking are! Your Bank account might not seem like a regular Wallet to store their card and. No transaction fees, and age are several good no-fee checking accounts with options to waive monthly fees you... Card balance for the PNC SmartAccess card can be a good choice for a basic card in the field!, access your card information right from your fingertips with a social security number this answer is n't... A freelance writer with eight years of experience in the PNC network will benefit from no-fee transactions. Email and text alert notifications for certain card activity of Virtual Wallet with Performance Select the! Quickly find the right routing number for you $ 1.00 I do n't understand they...